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(a) A bank may charge against the account of a customer an item that is properly payable from that account even though the charge creates an overdraft.

She teaches and speaks all over the country on banking law matters.

These checks are dated between August 1 and August 31, 2009 and the current date is May 15, 2010.

The payment date for these checks is over six months old. elects to deposit the checks at their bank, they will be classified as stale checks or stale dated checks.

Checks dated six months after this payment date do not have to be honored by a bank pursuant to the Uniform Commercial Code in the United States.

This code is a set of laws adopted at the state level that governs financial contracts.

Recently, at the request of my tech support contractor, I renewed my service contract with him. You did not commit a crime and you probably did not violate the law.

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